Terms of Use

1. Acceptance of Terms

By accessing and using the sovanthrenilu financial education platform at sovanthrenilu.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. These terms constitute a legally binding agreement between you and sovanthrenilu.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Your continued use of our services following any modifications to these terms constitutes acceptance of those changes.

2. Service Description

sovanthrenilu provides educational content and resources focused on financial literacy, investment principles, and personal finance management. Our platform offers courses, articles, tutorials, and interactive learning materials designed for educational purposes only.

We do not provide personalized financial advice, investment recommendations, or guarantee any specific financial outcomes. All content is for informational and educational purposes only.

3. User Obligations and Conduct

As a user of our platform, you agree to:

• Provide accurate and complete information during registration
• Maintain the confidentiality of your account credentials
• Use the platform solely for lawful educational purposes
• Respect intellectual property rights of all content
• Refrain from sharing or distributing proprietary course materials
• Not attempt to gain unauthorized access to any part of our system
• Report any suspected security vulnerabilities immediately

4. Intellectual Property Rights

All content on the sovanthrenilu platform, including but not limited to text, graphics, logos, images, audio clips, video content, digital downloads, and software, is the property of sovanthrenilu or its content suppliers and is protected by United Kingdom and international copyright laws.

You may access and use the content solely for personal, non-commercial educational purposes. Any reproduction, distribution, modification, or commercial use of our content requires explicit written permission from sovanthrenilu.

5. Account Management and Security

You are responsible for maintaining the security of your account and password. sovanthrenilu cannot and will not be liable for any loss or damage arising from your failure to comply with this security obligation.

We reserve the right to suspend or terminate accounts that violate these terms or engage in activities that may harm our platform or other users. Account termination may result in loss of access to purchased content.

6. Payment Terms and Refund Policy

Course fees and subscription charges are clearly displayed before purchase. All payments are processed securely through our approved payment providers. Prices are subject to change without notice for new purchases.

Refunds may be requested within 14 days of purchase, provided that less than 25% of the course content has been accessed. Refund requests must be submitted through our official support channels with valid reasoning.

7. Limitation of Liability

sovanthrenilu shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our platform. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

Our total liability to you for all damages, losses, and causes of action shall not exceed the amount paid by you to sovanthrenilu in the twelve months preceding the claim.

8. Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy and applicable UK data protection laws, including GDPR compliance requirements.

By using our platform, you consent to the collection and use of information as outlined in our Privacy Policy. We implement appropriate technical and organizational measures to secure your personal data.

9. Termination and Suspension

Either party may terminate this agreement at any time. sovanthrenilu reserves the right to suspend or terminate your access immediately, without notice, for conduct that we believe violates these terms or is harmful to other users or our business.

Upon termination, your right to use the platform ceases immediately. Provisions regarding intellectual property, limitation of liability, and dispute resolution shall survive termination.

10. Governing Law and Jurisdiction

These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.